We've been hearing rumors that BEYONCÉ and JAY Z are breaking up after their On the Run Tour winds down. But the "New York Post" says things are so bad they might not even finish the tour.

A source says, quote, "They're not just staying in different hotel rooms, but they have booked separate hotels, and they arrive separately to each show."

There was even supposedly an emergency meeting on Thursday between Beyoncé and Jay, execs from concert promoter Live Nation and HBO, plus FOUR LAWYERS to hash things out. HBO is planning to air a special on the tour in September.

The source adds that they're trying to get ahead of this so it doesn't become, quote, "a public relations nightmare."

Jay is worth an estimated $550 million and Beyoncé is worth around $300 million. The source says, quote, "From what I know, there's no prenup."

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